Insurance 101

Family Health Insurance

There are many reasons you might be looking for family health insurance in California. You may be self-employed, your employer does not offer group health insurance, or you prefer to get your own private family health insurance in the San Jose, Oakland, San Francisco Bay Area. Whatever the case, there are many options available to you these days and it is important to understand the different elements of health coverage for families and how they effect each family member. Sometimes it can feel overwhelming to have to decide between the numerous options for family health insurance.

It is important, however, to understand the different elements of health insurance and how they could potentially affect your family. Often times, children get sick or an injury happens. All it would take is one severe illness or accident and a family without adequate health insurance coverage would suffer greatly.

At eindividualhealth.com, we can provide assistance to understand your options and compare the different plans, find the right coverage and for an affordable price.

Some key things to consider, while the premium and deductable may seem low, but the California family health plan may not adequately cover preventative medicine, hospitalization services or medicine.
 We encourage our clients to prioritize which California health benefits are most important to them. If you are a couple that will not have more children, you could find a family health plan without maternity coverage. If you are a family that believes they will have more children, you will need to have your California or Bay Area health insurance plan to provide maternity care. Different stages of life call for different coverage options. And to keep costs down, be sure that you are paying for only the benefits you require.

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Employee IndividualHealth Insurance Services    Corporate License #0G26025    738 North First Street, San Jose, California 95112